SDAT's Housing Affordability Services administers Maryland’s Homestead, Renters', and Homeowners’ Property Tax Credits, as well as the Tax Sale Ombudsman’s Office, which helps residents navigate tax sale, access relief resources, including the Homeowner Protection Program which provides loans and individualized support to qualified homeowners.
Homeowners may also qualify for certain property exemptions that are administered by the Real Property division.
Property Tax Relief Programs
SDAT administers a number of property tax relief programs that are specifically designed to provide needed relief to certain groups of property owners. This includes the Homeowner's Property Tax Credit Program and the Homestead Tax Credit Program.
Property Exemptions
SDAT offers several property tax exemptions that homeowners may qualify for. Visit our Property Exemptions page to see if you qualify.
Office of the State Tax Sale Ombudsman
Navigating the Tax Sale Process
This office can assist Maryland homeowners with navigating the tax sale process by providing the best information, assistance and resources available.
Homeowner Protection Program
If you are a homeowner of limited income, you may qualify for the Homeowner Protection Program, which could keep your home out of tax sale for at least three years, and help you to pay the taxes you owe and keep your home. Visit the Homeowner Protection Program page to see if you qualify.
Property Tax Deferral
This program allows property owners, age 65 or older, to elect to defer the increase in their property tax bill. Each local government must first adopt the program. The local government then has the authority under state law to impose income restrictions and interest rate amounts. The deferred taxes become a lien on the property and must be repaid when the property is transferred. Montgomery County makes this deferral program available to homeowners of all ages who meet certain residency and income requirements.
You can contact your county finance office for additional information.